Silvester LoafersThe Frank Steven penny loafer makes a bold, style forward statement with its striking use of texture and pattern. Crafted from smooth black leather, the shoe features a vibrant ponyhair apron toe detailed with a distinctive brown and white cow print. The classic leather strap across the vamp holds an authentic coin insert, giving a unique nod to traditional penny loafer heritage. Accented with crisp white contrast stitching along the moc toe and heel,